HOW WE WORK
Our secure structure allows charities to outsource gift annuities. Donors can receive a lifetime income and grant 100% of the remaining assets back to their favorite causes.
The National Gift Annuity Foundation offers immediate, deferred and flexible gift annuity structures, allowing you to meet your lifetime income payment needs.
By pooling these life income gifts, we can create investment, compliance, administration and risk management efficiencies to maximize the final grants to your favorite charites.
NGAF is part of the Dechomai Foundation, which was founded in 2003 and works with many of the country’s largest charities for illiquid asset receipt, management, and disposition. With decades of experience, the experts at NGAF can customize a solution which fits your situation and provides the charitable outcome you have in mind.
WHICH GIFT ANNUITY IS RIGHT FOR YOU?
Immediate
- Simply transfer cash or securities to the National Gift Annuity Foundation. Our minimum gift requirement is $20,000.
- NGAF immediately pays a fixed income for life to either 1) you, 2) you and your spouse, or 3) any two beneficiaries you name.
- Beneficiaries must be at least 55 years old.
- The final residuum balance passes to NGAF and then is granted to your recommended charity(ies).
- Are you younger than 65 years old? Consider a deferred gift annuity for a higher payout.
Deferred
- Simply transfer cash or securities to National Gift Annuity Foundation (NGAF). Our minimum gift requirement is $20,000.
- Beginning on a specified future date, NGAF will pay a fixed annuity payment for life to either 1) you, 2) you and your spouse, or 3) any two beneficiaries you name.
- Beneficiaries must be at least 55 to begin receiving payments and must be at least 40 to fund the gift.
- The final residuum balance passes to NGAF and then is granted to your recommended charity(ies).
Flexible
- Simply transfer cash or securities to National Gift Annuity Foundation (NGAF) in exchange for a flexible gift annuity. Our minimum gift requirement is $20,000.
- You specify a range of possible starting dates for the annuity payments to begin. Each date offers progressively higher payment rates.
- After you’ve selected the start date, NGAF begins paying a fixed annuity payment for life to either 1) you, 2) you and your spouse, or 3) any two beneficiaries you name.
- Beneficiaries must at least 55 years old.
- The final residuum balance passes to NGAF and then is granted to your recommended charity(ies).