DEFERRED GIFT ANNUITIES

Younger Than 65? Consider a Deferred Annuity

 As a younger donor, still in high-earnings years, you are still saving for retirement and also trying to lower your taxable income.  Heres how it works:

  1. TRANSFER cash or securities to the National Gift Annuity Foundation. Our minimum gift requirement is $20,000.
  2. RECEIVE an immediate charitable income tax deduction and potential savings in capital gains and estate tax
  3. COLLECT life-time fixed payments (beginning on a specified future date)  for 1) you, 2) you and a your spouse, or 3) any two beneficiaries you name. Note: beneficiaries must be at least 55 years old.
  4. SUPPORT your recommended charity(ies) with the final residuum balance via NGAF.

Features & Benefits

  • Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.
  • You can schedule your annuity payments to begin when you need extra income, such as retirement years.
  • Payments are guaranteed and fixed, regardless of fluctuations in the market.
  • The longer you elect to defer payments, the higher your payment will be.

Calculate Your Potential Gift Annuity

(note: by clicking the calculator, you are leaving the National Gift Annuity Foundation website.)